Your only way out

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 There are a few situations in which your loan may be discharged and your repayment obligation cancelled or forgiven.

• You die.
• You become totally and permanently disabled and meet certain additional requirements.
• Your loan is discharged in bankruptcy. (Federal student loans are not automatically discharged in bankruptcy. You must prove to the bankruptcy court that repaying the loan would cause undue hardship.)
• You are unable to complete your program of study due to the closing of your school.
• Your school falsely certified your loan eligibility.
• A loan in your name was falsely certified as a result of a crime of identity theft.
• Your school failed to refund required loan funds to your lender on your behalf.

There is hope that someday I may be forgiven.